How to beat the mortgage affordability test!
- 10-02-2024
- Questions
How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.
Interest Rates Held again at 5.25%
- 01-02-2024
- News
Interest rates have been held at 5.25% again; this is the 5th time rates have been steady at this level, having peaked in August 2023. There may be some good news on the horizon though.
New Comments System
- 16-01-2024
- General
I have added a new comments system to the website for those who want to reply to my articles, and it's really simple to use.
New research suggests many won't retire until 72
- 12-01-2024
- General
Research by Canada Life suggests many will work longer due to a lack of pension planning and the cost of living crisis. More support from employers is also required for those working longer.
Scottish Rent Cap Update
- 06-01-2024
- General
A rent cap has been in place for Scotland since 2022. It was temporary to assist tenants during the cost of living crisis. Currently, the cap ends in March 2024. The Scottish government has announced a review ahead of this.
Scottish Income Tax Changes in April 2024
- 05-01-2024
- Taxation
The pain of higher taxes is due to hit Scotland in April 2024, changes in the tax bands as well as a new band will see Scotland's work force squeezed even more than the rest of the UK.
National Insurance reduced in 2024
- 04-01-2024
- Taxation
Westminster previously announced a cut to National Insurance that applies to Scotland. Expect a little more in your pay from this month.
What is the Mortgage Credit Directive (MCD)
- 17-12-2023
- Guides
The Mortgage Credit Directive (MCD) has an effect in the UK but do you know why and what it is? This guide will give you a basic understanding of what MCD is and how it affects the property market in the UK.
Estate Agents Amongst the least trusted!
- 16-12-2023
- News
A poll carried out by Ipos known as the Veracity Index looks at how much trust the public has in various types of people. Estate Agents ranked as the 4th least trusted.
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