Young people relying on influencers for financial understanding

A worrying trend in the finance industry is that young people rely on influencers, particularly from social media, to understand financial matters. A new report suggests an increase in young people using this approach to learn.

Fears of US recession as stock market plunges

Over the last couple of days stock markets have fallen quite significantly, fears of a recession in the USA are fuelling the fall. This could impact the UK in many ways should the decline continue.

How are MSPs elected in Scotland?

How are MSPs in Scotland elected? That is what I am going to cover in this article. Surprisingly, many I speak to don't realise we have an element of proportional representation in Scotland when it comes to elections.

MSP

Will AI be doing your mortgage soon?

Artificial Intelligence (AI) is all around us at the moment. Apple explained how they bring AI to iPhones at this week's Worldwide Developer Conference. Microsoft has also announced that new Windows CoPilot laptops will arrive next week and bring AI.

AI

Mortgages for wealthy people are easier and cheaper

It may seem obvious that mortgage for the wealthy are easier and cheaper but it's not really about unfair advantages as some would suggest.

Debt Awareness Week

Debt Awareness Week is coming up; it's the 10th anniversary of the event. Stepchange, the debt charity, works hard to educate and help people on all aspects of debt. I am doing my part with a series of articles in the coming week to help people understand the help and support out there and the essential aspects of debt.

New Comments System

I have added a new comments system to the website for those who want to reply to my articles, and it's really simple to use.

New research suggests many won't retire until 72

Research by Canada Life suggests many will work longer due to a lack of pension planning and the cost of living crisis. More support from employers is also required for those working longer.

Scottish Rent Cap Update

A rent cap has been in place for Scotland since 2022. It was temporary to assist tenants during the cost of living crisis. Currently, the cap ends in March 2024. The Scottish government has announced a review ahead of this.

Happy New Year

Wishing all visitors a very happy 2024.

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